Watch for advance Child Tax Credit letter 6419-2021

To help taxpayers reconcile and receive all of the Child Tax Credits to which they are entitled, the IRS will send Letter 6419, 2021 advance CTC, starting late December 2021 and continuing into January. The letter will include the total amount of advance Child Tax Credit payments taxpayers received in 2021 and the number of […]

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M&T Credit Services Process for buying a house

Whether you’re buying or selling a home, the experience can be both rewarding and stressful. FHA Loan Requirements Credit score of at least 500. Debt-to-income ratio of 50% or less. 3.5% down payment if your credit score is 580 or higher. 10% down payment if your credit score is 500-579. The house must be your […]

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M&T Credit Services Invest In Your Future

M&T is an innovative team of professional and credit certified individuals who work thoroughly and diligently to improve our clients’ credit scores and financial future. Bad credit can be affecting you more than you know. M&T Credit Services, LLC has helped our satisfied clients repair their credit and qualify for home loan. With our highly […]

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Wealth Matters: The Black-White Wealth Gap Before and During the Pandemic

The lack of wealth in many African-American households has left them especially vulnerable to the financial fallout from the coronavirus crisis; but the federal government has perhaps its best opportunity yet to fix these racial disparities. Huge wealth disparities between Black and white households in America existed long before the COVID-19 pandemic and have continued […]

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The Missing Piece of the Financial Inclusion Puzzle

At Fresno Capital Formation our definition of financial wellness calls for a mindset shift—on both individual and institutional planes. If every person is a unique collection of their own experiences, opportunities, and interests, their finances should be as well. In perpetuating the class system narrative and fighting the wealth war with one-size-fits-all planning, we are […]

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Operation Choke Point

Operation Choke Point All Americans, entrepreneurs and small businesses across our great country come from very different walks of life. They have taken great risks and share a common dream to start a company that can one day become profitable and provide for their families. While businesses face incredible hurdles before they succeed, the ones […]

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Biden’s Proposal to Empower I.R.S

The Income Gap: Richest Americans Vs. Other Americans Another way to compare annual income for the elite one percenter club and the “bottom” 99% percent is this: Nationwide, top 1% percenters’ average yearly income is a staggering twenty five and a half times the annual earnings of the bottom ninety nine percent. The discrepancy is […]

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Banking-as-a-Service Electronic Refund Deposits (ERD) up to $10K

Banking-as-a-Service Electronic Refund Deposits (ERD) up to $10K Features Identity Theft Shield (TaxShield) Identity Verification Powered by Artificial Intelligence Biometric identification Address verification ID proofing check Similarity check Certified liveness check Bureau Credit Reports and Scores W-2 transcript and ten ninety nine transcript (Income Verification) Remote Check Deposit Our mission is to provide tax refund […]

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DeFi Lending

We all know DeFi has been a hot topic of 2021, maybe THE hottest topic, but is that it? Are we done with DeFi? Nope, I don’t think so, we’ve barely started.   Remember the whole crypto space is still early. The global cryptocurrency market will hit $4.94 billion by 2030, more than triple its […]

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