- I will live within my means.
- I will maximize my income
- potential through education and training.
- I will effectively manage my budget, credit, debt, and tax obligations.
- I will save at least 10% of my income.
- I will use homeownership as a foundation for building wealth.
- I will devise an investment plan for my retirement needs and children’s education.
- I will ensure that my entire family adheres to sensible money management principles.
- I will support the creation and growth of minority-owned businesses.
- I will guarantee my wealth is passed onto future generations through proper insurance and estate planning.
- I will strengthen my community through philanthropy.